On average most people only review their finances once every 7 years, yet how many of us let a life event like these go by without a second thought for our finances and the implications that they bring:
  • New Baby
  • Getting Married
  • New Job
  • Getting Divorced
  • Quitting smoking 
  • Inheritance
  • Retiring
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How much does it cost to raise a child.


Research shows the value of a parent for over 30 years. Parents may tend to take their wages into account when deciding on a level of cover, but they often don't consider the unpaid domestic work they do. The research puts an average insurance value of the unpaid work that a parent does around the home.
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The value of a mum



Salary - £21,601 to £29,535. On call 24 hours a day, 365 days a year.
Child care bills, cleaning, the weekly shop, taxi service...there's a value to every single thing you do for your family. According to the 2015 Value of a Parent research, for unpaid child care and household tasks alone, Dads are worth £21,601, while Mums are worth £29,535.
With such a busy life have you ever stopped to think about how your loved ones would cope financially if you were to die?
From the parents that participated in the research, only 53% had life insurance.
WHY BUY LIFE INSURANCE?Your family could receive a cash sum if you die during the length of the policy which can be used to pay bills or cover education costs
Premiums start from just £6 a month, of course your own premium will depend on your needs and circumstances
The value of a Mum is sometimes overlooked when families try to work out their life insurance needs. The research also highlights that the average family spends £10,244 a year raising their children, which is a whopping £184,392 over 18 years.
If Mum was no longer alive where would the money needed to pay for domestic work and child-care come from? Who would fill the gap and help maintain the family's living standards?
Why not take the first steps in helping to provide financial security for your family and get a quote for life insurance today.
Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made.
As with all insurance policies conditions and exclusions will apply.
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